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Federal and Postal Employee Retirement Services
Experience
Ready to retire from the Federal Service with confidence?
For over a decade, Troy has helped hundreds of U.S. federal and postal employees just like you achieve a smooth and secure retirement.
Through insightful workshops and personalized guidance, we empower you to retire confidently.
Services
Feeling overwhelmed by federal benefits and managing your retirement process?
We get it! Our advisors specialize in retirement planning for federal and postal employees, and their families, helping them to navigate their unique retirement options.
Let us translate complicated choices into clear, actionable steps toward a secure and fulfilling future for you and your loved ones.
Your Retirement Paperwork
Need help preparing your Federal Retirement Applicaton, or navigating the new OPM ORA Digital Retirement Application System?
Don't worry, we've got you. Contact us today!
Making Your COLA Count
Learn How That Annual Bump Can Be
Real Retirement Security
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FEGLI IN RETIREMENT
The more you know...
You are already exploring your FEGLI options, that's great!
We also offer a comprehensive range of retirement planning services, designed to help federal and postal employees retire with greater financial confidence. Whether you’re still on the job or retired and enjoying your well‑deserved me time, our team can guide you through every stage of transition.
Visit our Federal and Postal Employee Retirement Services page to begin your next step with clarity.
Learn More
Find out if other options for coverage may be more suitable for your needs and budget.
We help you
✅ Understand how the your FERS/ FERS Offset, CSRS retirement, and benefits affect your future.
✅ Explore pension options and strategies to maximize benefits and review the implications of PSHB, FEHB, and Medicare
✅ Learn about TSP including withdrawals, and IRA strategies to optimize your retirement savings and income.
✅ Evaluate how your Federal Employees' Group Life Insurance (FEGLI) impacts your pension and discover useful alternatives.
✅ Develop a personalized retirement strategy that includes conversations about Social Security, Medicare, and Estate Planning, and how they can affect your goals and objectives.
Before you make this critical decision, let’s talk. Schedule a complimentary initial consultation today.
Contact Us
Better yet, see us in person!
We love our clients so feel free to set up an appointment to come see us.
Alternatively, feel welcome to request a virtual appointment if that works better for you.
Life Capitalized Financial
100 Southeast 3rd Avenue, Fort Lauderdale, Florida 33394, United States
Hours
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | Closed | |
Sun | Closed |
Check the background of your financial professional on FINRA's BrokerCheck.
Investment advisory services offered through Hornor, Townsend & Kent, LLC (HTK), Registered Investment Adviser, Member SIPC, 561-314-3100 www.htk.com. Life Capitalized Financial LLC is not affiliated with HTK. The material is not intended to be a recommendation, offer or solicitation. HTK does not provide legal and tax advice. Always consult a qualified tax advisor regarding your personal tax situation and a qualified legal professional for your personal estate planning situation.
Our representatives are insurance and securities licensed in Florida. Our representatives are licensed to offer insurance and security products in our resident state(s) of FLORIDA, in addition to other states. For additional licensing information please contact our office. This is not an offer or solicitation of products and/or services in states where not properly licensed and/or registered.
Life Capitalized Financial
100 Southeast 3rd Avenue, Fort Lauderdale, Florida 33394, United States
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