01
Planning for expenses from your FERS pension
Interim pay, PSHB and Medicare timing, FEGLI, and survivor elections before the first check.
By Troy Barrow ·
Life Capitalized Newsletter
Newsletter
Issues sent to Life Capitalized Financial subscribers on federal and postal retirement, business owner planning, and retirement income. Published here in full.
01 · Past issues
Every issue, newest first.
02
Debt, Buybacks, and Your TSP
How federal debt and Treasury buybacks connect to the G Fund rate and the FERS COLA.
By Troy Barrow ·
03
What the Social Security 2100 Act Means for Your Federal Pension
The 2% increase, the CPI-E COLA change, and the payroll tax cap, for FERS and USPS.
By Troy Barrow ·
04
August is Make-A-Will Month
Why beneficiary forms usually outrank your will, and what happens when they disagree.
By Troy Barrow ·
05
Your Midyear Money Check: Four Numbers Worth Reviewing
Taxable income, contribution pace, portfolio risk, and available cash.
By Troy Barrow ·
06
Iran, oil spikes, and a divided Fed
Week ending July 10: a split Fed, oil volatility, and a new OPM performance rating rule.
By Troy Barrow ·
07
The week in 60 seconds: records, rate holds, and OPM goes paperless
Week ending July 3: a weak jobs report beside record markets, and OPM ends paper processing.
By Troy Barrow ·
08
7 Top Financial Risks You'll Face in Retirement
Inflation, rates, longevity, debt, health costs, employment, and policy risk.
By Troy Barrow ·