01
OPM interim pay delay
Plan for the gap before your finalized pension check arrives.
By Troy Barrow ·
Decision guides
Articles
Plain-English decision guides for federal employees, postal employees, business owners, and families who want to understand the trade-offs before they act.
01 · Federal & Postal
Federal retirement decisions worth reviewing early.
Short guides for the moments where one timing detail can change the plan.
02
FEHB & PSHB retirement rules
Review the health coverage details before you leave service.
By Troy Barrow ·
03
VERA or VSIP decision
Weigh the early-out deadline against income, benefits, and timing.
By Troy Barrow ·
02 · Business Owners
Small business decisions worth reviewing early.
Short guides for questions that can affect retirement, liquidity, and continuity.
01
Selling your business for retirement
Review whether a future sale can support your retirement plan.
By Troy Barrow ·
02
Buy-sell and key-person planning
Think through liquidity and continuity before a disruption.
By Troy Barrow ·
03
S Corp owner retirement plans
Coordinate retirement savings with salary, profit, and employees.
By Troy Barrow ·
03 · Newsletter
The details that quietly shape financial decisions.
Retirement timing, benefits, taxes, and business planning, in plain language. Read any of them here.
Browse all newsletter issues03 · Email
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This page is for general educational purposes and is not a recommendation, offer, or solicitation. Review your personal situation with a qualified advisor before making financial, tax, legal, or retirement decisions.